Axis Bank credit cards are a popular choice for their rewards, benefits, and flexible repayment options. However, users often have questions about eligibility, fees, reward programs, and more. This article addresses the most common queries, providing clarity on features, charges, and application processes to help you choose the right card.
Is Axis Bank credit card good or bad?
Axis Bank credit cards are popular for benefits like cashback, reward points, and travel perks, catering to diverse needs. Cards like the Flipkart Axis Bank Card offer great savings on shopping. However, some users report issues with fees and customer service. Choose a card based on your spending habits and preferences.
Who is eligible for an Axis Bank credit card?
To be eligible for a credit card in India, applicants must be aged 18-60 years, have a regular income, and provide proof of employment (salaried or self-employed). A credit score above 750 is preferred for approval. Income criteria vary by card type, and specific conditions depend on the issuing bank.
What is Axis Bank credit card customer care number?
You can call Axis Bank at 1860 419 5555 & 1860 500 5555 for further assistance You can also reach out to block your credit card through Axis Mobile or Internet Banking. Login to Internet Banking.
How to know Axis Bank credit card status?
To check your Axis Bank credit card application status, visit the Axis Bank website and enter your application ID and mobile number. Alternatively, call customer care at 1860 419 5555, send an SMS with your application ID, or visit a branch for assistance. Keep your reference number ready.
How to apply for an Axis Bank credit card?
To apply for an Axis Bank credit card, visit the official website, click “Apply Credit Card,” and select if you’re an existing customer. Fill in details like PAN, mobile number, or income, verify eligibility, and complete the application. Non-customers undergo mobile OTP verification before exploring applicable offers and submitting.
How to close an Axis Bank credit card?
To close a credit card without hurting your credit score. First of all, close a credit card without hurting your credit score. Get in touch with your bank’s customer service team to initiate the termination, and send and receive a formal closure request. After that, you can dispose your credit safely.
How to increase Axis Bank credit card limit?
You can request for Credit Limit increase to Axis Bank in the below ways:
- Visit the Axis Mobile App: Login > Credit Card > Select Card > Total Controls > Check for Limit increase. You can place a request if your Credit Card is eligible else you will receive a prompt that your Credit Card is currently not eligible for Limit enhancement
- Internet Banking: Login > Accounts > My Credit Cards > Limit Enhancement > Check for Limit increase.
How to activate an axis bank credit card online?
- Set your Card Pin through Axis Mobile Banking App, Open / Axis Internet Banking/ Axis Bank ATM/ Axis Phone Banking.
- Enable usage functionality through Mobile Banking App, Open / Axis Internet Banking/ Axis Bank ATM/ Axis Phone Banking
How to track axis bank credit card online?
To track your axis bank credit card online log on to its official website or visit this link. Then enter your Application ID or PAN Number & Mobile Number then click ‘Enter’. The Credit Card delivery time from the date of application is 14 Days.
How to check the Axis Bank credit card limit?
To check your limit, you can have a look at the documents you received with your credit card at your delivery address. Or else you can check your email in your inbox from Axis Bank.
Do Axis bank credit card offers reward points?
Every axis bank credit card offers rewards. Depending on the credit card type the rewards for spending Rs. 200 on each transaction, the rewards starts from 1 point to 20 points.
How to pay Axis Bank credit card monthly bill?
The most easy and convenient way to pay your Axis Bank credit card bill is to use the Axis Bank mobile app or internet banking for quick payments. You can also pay via UPI on PayTm and Gpay etc. Options like NEFT/IMPS, cash at an Axis Bank branch, or deposit a cheque at an ATM or branch are also available. Choose the most convenient method for timely payments.
How to check rewards points on Axis Bank credit card?
To know your Axis bank reward points, log on to https://edgerewards.axisbank.co.in/lms/ and login with your details. You can check your points after then in the top section.
What is Axis Bank credit card annual fee?
Axis bank card annual fee starts from Rs. 250 and goes upto Rs. 12,000 annually. And that too is waived off if you spend a minimum of Rs. 2500 in a year (depends on credit card type).
How to transfer money from credit card to bank account?
There are many ways to transfer money from an Axis Bank credit card to a bank account.
- E-Wallets: Digital wallets like PayTm, PhonePe help to add money this way.
- Phone Call: With just a simple phone call to Axis Bank’s dedicated customer service, you can initiate a direct transfer from your Credit Card to a bank account.
- Cheques: Axis Bank credit cards provide the option of cheque facilities also. You can write a cheque to yourself and deposit it into your bank account to withdraw money from your credit card.
How to convert credit card transactions to EMI?
You can convert your transaction to EMI through Internet Banking, Axis Mobile App, or by phone. For Internet Banking, select the transaction and enter EMI details. For the app, choose the transaction and confirm with mPIN. After submission, you’ll receive SMS confirmation of the EMI conversion.
Do Axis Bank credit cards offers lounge access?
Yes, Axis Bank credit cards offer lounge access with various benefits like bonus air miles, helps saving travel related expenses, travel insurance, flight tickets discounts etc.
What is an Axis Bank student credit card?
A credit card offered to students to manage their expenses. It can be used for refueling vehicles, buying a two wheeler, discounts in restaurants to apparel, cosmetics, fashion jewelry and movies.
Do Axis Bank offer credit card for defense personnel?
Yes, the Pride Platinum Credit Card is exclusively available for defense personnel and Govt. of India employees which offers 15% discounts on partnered restaurants, fuel surcharge waiver up to Rs.250, and also eDGE loyalty reward points for each transaction which can later be redeemed
What is Axis Bank shopping credit card?
The Axis Bank Shopping Credit Card offers benefits like cashback, discounts, and reward points on shopping. It provides exclusive offers on retail and e-commerce platforms, along with easy EMI conversion options. Cardholders can enjoy flexible repayment plans, making it ideal for frequent shoppers and those seeking savings.
Which Axis Bank credit card is best for shopping?
Axis Bank Flipkart Credit Card, Neo Credit Card are among the best considered as shopping credit cards from A Bank. Both of them offer cashback, reward points, discounts and exclusive deals regularly.
Which credit card is best for fuel?
IndianOil Axis Bank Premium Credit Card and Indianoil Axis Bank Credit Card is the best Axis Bank credit for fuel. Each of them has a joining fee of ₹500 & ₹1000+ GST respectively.
Which is the best credit card for housewives?
Axis Bank offers credit card for housewives which is a supplementary Credit Cards/Add-on Credit Cards which is linked to a primary Credit Card of their spouse.
Benefits of credit card for Housewives?
It offers benefits to the card holders like no income proof needed, assured credit limit, discounts, fuel surcharge waiver etc. It also gives cashbacks which can be redeemed anytime.
Is there any free Axis Bank credit card?
Axis Bank offers an annual fee waiver program for all credit cards. If you spend at least or more than the respective limit assigned, annual fee is waived off automatically.
How to open an Axis bank credit card statement pdf password?
To open your Axis Bank credit card statement PDF, use the password, which is a combination of the first four letters of your name in UPPER CASE (as shown on your account statement, ignoring spaces or periods) and the four digits of your date of birth (DDMM).
How to upgrade an axis bank credit card?
You can place a request to change your credit card type at any of the channels below.
- Phone: Call us on the numbers using the call tab to the right
- Chat: Use the chat tab at the right bottom of the screen.
How to set a credit card pin axis bank?
There are many ways to generate PIN for AXIS bank credit card. To generate PIN via the mobile app:
- Download and log into the Axis Bank mobile app ‘Open’.
- Navigate to the ‘Credit Cards’ section.
- Select ‘Generate PIN’ for the desired Credit Card.
- Enter your new PIN and confirm.
Steps to generate PIN for Credit Card via an ATM
- Insert your Credit Card into an Axis Bank ATM.
- Choose the ‘Create PIN Using OTP’ option.
- Enter the OTP received on your registered mobile number.
- Set your 4-digit Credit Card PIN.
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