The SBI Cashback Credit Card is designed for shoppers who love earning rewards on every purchase. Offering up to 5% cashback on online spends, 1% on offline transactions, and additional perks like a renewal fee waiver and fuel surcharge benefits, this card ensures effortless savings and unmatched convenience for all.
Questions List
What is a cashback SBI Card?
Cashback SBI Card, as the name implies, is a cashback reward card that offers cash back for every transaction made with the card. With this card, you can earn up to 5% cash back on all online and offline purchases.
What are the benefits of a Cashback SBI Credit Card?
The Cashback SBI Card offers 5% cashback on online spends without merchant restrictions and 1% cashback on offline spends. However, cashback isn’t applicable on EMI transactions or categories like utilities, insurance, fuel, rent, wallets, jewelry, railways, and education. It’s a great choice for saving on regular purchases.
What is the credit score required for SBI cashback credit card?
As an applicant, you must have a good credit score preferably 750 or higher. To avail the benefits of an SBI cashback credit card, you must fulfil the eligibility criteria. They can be a salaried or self-employed individual.
What are the privileges on a Cashback SBI Card?
Enjoy 5% cashback on online spends (no merchant restrictions) and 1% on offline spends. Cashback is auto-credited within two days of the next statement. Get a renewal fee waiver on annual spends of ₹2 lakh and a 1% fuel surcharge waiver across all petrol pumps in India.
what is the application fee for CASHBACK SBI Card?
The application fee for the Cashback SBI Card includes a one-time joining fee of ₹999 and a renewal fee of ₹999 per annum from the second year onwards. The renewal fee is waived if your annual spends in the previous year are ₹2,00,000 or more.
Where i can use this Cashback SBI card?
You can use your CASHBACK SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India.
Will I earn Card Cashback on fuel spends?
Ans: Cashback is not applicable on fuel spends. However, you will receive 1% Fuel Surcharge Waiver across all Petrol Pumps in India on fuel transaction amount ranging from `500 to `3,000. Maximum surcharge waiver of `100 per billing statement, per credit card account is applicable.
How to apply for a Cashback SBI card online?
If you want to receive this credit card, you can do so using any of the online or offline options.
To apply offline, go to your nearest SBI branch and complete an application form. But, for the online method, follow these steps-
- You will have to visit the official website or portal of the State Bank of India Bank.
- Navigate to the Credit Cards section.
- Search for and choose the SBI Cashback Card.
- Hit the ‘Apply Now’ button.
- Fill in all of the essential information and continue.
Is SBI cashback card lifetime free?
The Cashback SBI Card charges an annual fee of Rs. 999 which is higher than other popular cashback cards. However, from second year onwards, you can get the annual fee reversed by spending Rs. 2 Lakh or more in the preceding year.
How much time will my CAshback SBI card be delivered?
Your Cashback SBI credit card will be delivered within 5-7 business days after the approval of your application.
Does SBI cashback card work on Uber?
Recently i used this to gain cashbacks on Uber. Uber gives back 4% + 1% uber credits in case one uses Apay wallet. In addition one can use SBI CB to buy Apay GV from Amazon Pay to earn 5% cashback.
How can I convert my SBI cashback rewards to cash?
To convert your SBI credit card reward points for cash, you will have to write an email to SBI or call the helpline number – 1860 180 1290, 1860 500 1290, 1800 180 1290 or 39 02 02 02 (Prefix local STD code). What is the worth of SBI credit card reward points in rupees? For most cards, 1 reward point equals Rs. 0.25.
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