Yes Bank Credit Card Application Queries: Who can & How to Apply?

Want to enjoy exclusive rewards, travel perks, and financial flexibility? A Yes Bank credit card could be the answer. Learn how to apply for one and unlock a world of benefits. This article will guide you through the entire process, from understanding your eligibility to submitting your application.

How to apply for a Yes Bank Credit Card?

To apply for a YES BANK credit card, follow these steps:

  1. Visit the YES BANK website, select your preferred credit card, and click “Apply Now.” Fill in the application form with details like your name, mobile number, income, and PAN.
  2. Mobile App: Log in to the YES BANK mobile app, navigate to the credit card section, and apply directly.
  3. Branch Visit: Visit a nearby YES BANK branch with your ID, address, and income proof. Bank staff will assist with the application process.
  4. Customer Care: Call YES BANK’s customer care to inquire about eligibility and initiate your application.

Choose the method that best suits you, ensuring you meet the eligibility criteria.

What is the minimum salary for a YES BANK credit card?

You should be a salaried or self-employed person with net monthly income must be at least Rs. 30,000.

What is the contact number to apply for a yes bank credit card?

If you want to apply for a Yes Bank credit card on call, then dial 1800-103-1212 and quote your unique 13-digit reference code SMSed to your registered mobile.

Can I get a credit card if my salary is 15000?

Yes Bank holds a minimum monthly salary of Rs. 40,000 for credit cards. It can be more for YES Prosperity Edge Credit Cards.

What is the minimum CIBIL score for Yes Bank credit card?

Yes Bank holds a minimum CIBIL score of 750 or more as the golden standard for Credit Card approval. This benchmark is not arbitrarily set but is rooted in the confidence it instills in Credit Card issuers regarding your financial discipline and repayment capacity.

How long does it take for a YES BANK credit card to be delivered?

Once your card is sent to your address, you will find ‘Dispatched’ as the application status. The bank will send you dispatch details, using which you can track the shipment. The process from receiving the application to processing it, and delivering the credit card will take 3-4 weeks.

How many days will it take to deliver a credit card?

The process of getting a new credit card varies by the bank. However, once you’ve been approved, mostly the card is delivered within an average of 7-10 business days to your delivery address. Unforeseen reasons can delay the delivery time.

Can I apply for a Yes Bank credit card online?

To apply for a Yes Bank credit card online, visit the official bank’s website or click on this link, select a card that suits your requirements, and click “Apply Now.” Fill in personal and financial details, upload required documents, and complete OTP verification. Submit the application and note the application ID for tracking. The process is simple and convenient from anywhere.

How to know Yes Bank credit card application status?

To check your YES BANK credit card application status:

  1. Online: Visit the YES BANK website, go to the credit card section, and select “Track Application.” Enter your application reference number and mobile number to view the status.
  2. Customer Care: Call YES BANK’s customer service at 1800 103 1212 and provide your application details.
  3. Branch Visit: Visit a YES BANK branch with your application reference number, and staff will assist you.

Ensure you have your application/reference number handy for all methods.

My credit score is 320. Can I apply for a YES Bank Credit Card?

Your chances of getting a YES Bank Credit Card application are quite low with a credit score of just 320. So, if you want your application to be approved, make sure you maintain a high credit score of around 750 or above.

Leave a Reply

Your email address will not be published. Required fields are marked *