Here below, you will get the answers to your frequently asked questions about YesBank Credit Card eligibility, limit, benefits etc.

Who can apply for Yes Bank Credit Card?

To get a Yes Bank credit card the customer needs to be 21 – 60 years of age, a salaried or self-employed individuals with a steady source of minimum income of INR 40,000.

How to apply for a Yes Bank credit card?

To apply for the Yes Bank credit card, log on to official website of Yes Bank, then click on ‘Apply Now’. Fill up details like Name, Phone No., PAN number, to check your eligibility. Then proceed to fill out other details to proceed.

How much time time it takes for credit card approval?

Credit card approval typically takes 4-5 business days, after which the card is shipped to your registered mailing address. You can track the progress of your application by visiting the credit card application status page on YES BANK’s website and entering your Application Reference Number.

Why my application for YES Bank Credit Card was rejected?

Your Yes Bank credit card application may have been rejected if the bank found your credit history unsatisfactory or determined that your income level did not meet their eligibility criteria. Lenders evaluate creditworthiness before approving applications to ensure financial reliability.

Do Yes Bank Credit Cards offer lounge access?

Yes, Yes Bank Credit Cards offer complimentary lounge access at domestic and international airports, depending on the card type. Premium cards like Yes First and Yes Premia provide access to airport lounges, enhancing travel comfort with amenities like Wi-Fi, food, and relaxation spaces. Terms vary by card.

How to access the airport lounge with a Credit Card?

To access an airport lounge with a credit card, you typically swipe the card at the lounge entrance. Policies vary by card issuer and lounge. Some cards allow unlimited visits, while others have limited annual access. Check your card’s terms to know your lounge access benefits.

Which Yes Bank Credit Card offers lounge access?

Yes Bank has many credit card options that offer lounge access like MARQUÉE Credit Card, RESERV Credit Card, ELITE+ Credit Card, SELECT Credit Card etc. 

What are the charges of Yes Bank credit card?

Yes Bank Credit Card annual charges fee starts from ₹499+ to ₹9,999+ applicable taxes. However, the fee is waived if you spend a minimum amount on retail transactions within 12 months before the card renewal date which differs for each credit card type.

Do Yes Bank offer free credit cards or without annual charges?

There is no free credit card from the Yes Bank but if you spend a minimum pay on the credit card in a year before the renewable date arrives, the fee is waived off.

What is YES VIJAY Exclusive?

YES VIJAY Exclusive is a credit card exclusively for our defense personals which gives Up to Rs.30 lakh of Personal Accident Cover, daily international and domestic withdrawal limit is Rs.75,000 & many more benefits.

What are the benefits of a YES VIJAY Exclusive card?

Yes Vijay Exclusive credit card offers various awesome benefits like accident insurance, permanent or partial disability coverage upto ₹60 Lakh, air accident cover of 1 Crore, unlimited access to all banks ATMs in India, debit card with ₹50,000 daily withdrawal limit and many more.

Is there any app for Yes Bank credit card?

Yes, Yes Bank offers the iris by YES BANK – Mobile App to manage your credit card conveniently. The app allows you to check your balance, view transactions, pay bills, redeem rewards, and manage card settings. It’s available for download on Android and iOS platforms.

Can you use a credit card to pay for fuel?

Credit cards allow you to purchase fuel without having to worry about having to part ways with your money right away. This is true as long as you have the available balance on your credit line. Using a credit card gives you as many as 25 days until the balance is due.

What are the charges of Yes Bank EMI credit Card?

The Yes Bank EMI Credit Card has a first-year membership fee of ₹499 + applicable taxes. The renewal fee is also ₹499 + taxes but is waived if you spend ₹1,20,000 or more on retail transactions within 12 months before the renewal date.

How to pay Yes Bank credit bill online?

To pay Yes Bank credit card bill online you have to download iris by YES BANK – Mobile App. Or you can pay via using UPI apps like PayTM, PhonePe or Google Pay.

Is Yes bank ACE credit card Rupay or VISA?

The Yes Bank ACE Credit Card is available in both RuPay and Visa variants among which you can choose as per your desire and requirement.

What are the benefits of Yes Bank ELITE+ Credit Card?

Yes Bank ELITE+ credit card offers tonnes of benefits like accidental damage cover upto ₹50,000 for mobiles & electronics purchased online, BookMyShow 25% discount, preferential foreign currency markup of 2.75% only, 4 green fee at select golf courses, 1% fuel surcharge waiver and much more.

What is Yes Bank IFSC code?

The IFSC code for Yes Bank credit cards is YESB0CMSNOC. You can use this code to pay your credit card bill through NEFT, IMPS, or RTGS from another bank account. 

What is Yes Bank Email ID & contact number?

Yes Bank’s customer support email ID is yestouch@yesbank.in, and their toll-free contact number is 1800 1200. Customers can use these details to reach out for assistance with banking services, credit cards, or any other inquiries related to Yes Bank.

How to check Yes Bank Credit status?

To check your Yes Bank credit card application status, call customer care at 1800 103 1212 or visit the nearest branch. Provide your mobile number and application/reference number to the bank official to get the status update. These options ensure quick and accurate information about your application.